There's nothing more exciting than driving home a brand new Chevy. But once you've picked out your next vehicle and negotiated a great price, there's still one matter you'll need to attend to before leaving the lot: car financing. Fortunately, arranging financing at your Sallisaw, OK, Chevy dealer is a breeze if you follow a few easy tips. 1. Get a Grip on Your Credit Score One of the most important steps you can take if you're preparing to finance a vehicle is to check your credit score. That's because your credit is a major factor in the type of financing package you're offered. Buyers with the best credit scores are usually offered the lowest interest rates, and pay the least to borrow money as a result. Before you head to the dealership, pull a copy of your credit score and history and take the time to have any errors corrected. And if your credit score is low, consider working on raising it before making your vehicle purchase. 2. Try Not to Finance Too Much Buyers who are financing smaller amounts of money are also more likely to score low interest rates and other favorable terms because they represent less risk to the lender. Making a down payment and resisting optional upgrades to the vehicle are both strategies for keeping down the total amount you end up financing. Taking advantage of any manufacturer rebates and discounts is another way of reducing your purchase prices and the amount you need to finance. more 3. Watch the APR As you work through the financing process, the annual percentage rate, or APR, is another key figure to pay attention to. This is the interest rate you pay on the amount you finance. The lower the APR is, the less you will pay in interest over the life of the loan. 4. Consider Bringing On a Co-Signer Lining up a co-signer can help you land a more favorable financing package, particularly if you have a low credit score. A co-signer, usually a trusted friend or relative, takes on the responsibility of paying off the vehicle if the original buyer is unable to. Having a co-signer in place lowers your risk in the eyes of the lender, and you may be rewarded with a lower interest rate. 5. Pay Extra Fees in Cash The purchase price you negotiated isn't the only thing you'll pay when buying a vehicle. Sales tax and dealership and documentation fees will also be added on. The smart approach is to pay cash for these fees. If you roll them into your financing package, which many buyers do, you'll end up paying interest on those fees over time. Paying cash for those extra costs is the cheapest way to go. Financing a vehicle can sound like a daunting task, but following a few simple tips will allow you to easily land a great financing package. Head to Blue Ribbon Chevrolet today to pick our your next car or truck!
The Chevy Trax has been very popular since it hit the States in 2015, and every single new release has come with upgrades that drivers have loved. The 2024 Chevy Trax is no different and has many well-loved features such as an extensive safety package, a large infotainment display, and a sporty style. You're sure to love it when you head to your local Chevy dealer to take a look in person. more Technology-Filled Interior Chevy vehicles always have really high-tech interiors that get better every year. The Trax's comfortable cabin is totally wire-free, so you can connect your devices to the infotainment system via Android Auto or Apple CarPlay. There's also a Wi-Fi hotspot available along with available wireless charging for compatible phones. If you're a lover of big screens, then you'll enjoy the available 11-inch touchscreen that you can use the infotainment system on. It's easier to see words and graphics on it with just a glance, and it certainly makes using navigation apps simpler, as you can see the maps and instructions on a much larger screen. Standard and Available Safety Features These days, Chevy vehicles have a lot of standard safety features, including forward collision alert with automatic emergency braking, lane keep assist with lane departure warning, and a following distance indicator. All of these make the Trax feel really secure to drive, and they also make it an excellent vehicle to teach your teen drivers in, too. There are also additional safety features available outside of the standard package. Adaptive cruise control is a great choice if you love a relaxed ride. Rear park assist is perfect for people who regularly need to back into tight parking spaces. We recommend rear cross-traffic alert for everyone, as it'll help you remain aware of what's happening in areas that are harder for you to see around the car. Comfortable Cabin for Everyone All five passengers can fit comfortably into the Trax, and nobody will feel cramped or get agitated on long journeys. It has three more inches of legroom for rear-seat passengers this year, so you know Chevy is constantly improving with each new release. The cabin also has active noise cancellation, so it's perfect for people who prefer a quiet ride. Outstanding Style The Trax has a sporty exterior that'll turn heads when you drive by. It has a delightfully contoured body and a really sophisticated front. There are two interior color options and eight exterior ones, so you're spoiled for choice. Visit Blue Ribbon Chevrolet if you're interested in checking out the Trax in person. We'd love to get you out in it for a test drive so you can see what you love about driving it.
Stunning performance meets sophisticated luxuries in the 2024 Chevy Silverado 2500, a heavy-duty pickup here at your local Chevy dealer that's ideal for heavy workloads, fun-filled adventures, and everything in between. more Performance and Versatility Regardless of your needs, this edition of the Silverado 2500 is sure to meet them with two powerful engine options available, both 6.6-liter V8s. The first option is a gas engine that delivers 401 horsepower and 464 pound-feet of torque. If you need more muscle, the other engine is a 470-horsepower turbo diesel that generates 975 pound-feet of torque while also coming with an engine block heater and a winter grille cover for colder temperatures. You'll also have no problems hauling trailers or campers with this pickup, as you can pull up to 22,500 pounds with it when fully equipped. To take on challenging off-road terrains, an advanced 4x4 system is available, and its versatility can be further enhanced with other off-roading features, including an automatic-locking rear differential that can easily get you out of tough situations. Interior Comforts and Design Inside this truck's cabin, available luxury features include heated leather-trimmed seats in both rows, a memory setting for the driver's seat, a heated steering wheel, and a convenient dual-zone automatic climate control. The console-mounted safe is sure to be appreciated when you need to lock up valuables, and the 60/40 fold-down bench seat available for the back can easily accommodate both passengers and cargo as needed. Outside, a wide variety of distinctive paint colors are available for you to choose from, like Radiant Red Tintcoat, Lakeshore Blue Metallic, and Iridescent Pearl Tricoat, and the Multi-Flex Tailgate makes cargo loading and unloading a breeze with its six different functions. Both 4-inch and 6-inch chrome assist steps, as well as soft and hard-folding tonneau covers, are also available. Entertainment and Safety You'll find plenty of impressive technology in both the entertainment and safety features offered for this edition, like the Chevrolet Infotainment 3 Premium System, which pairs a 13.4-inch diagonal touchscreen display with voice controls. When listening to music, the premium Bose sound system enhances every song with its seven speakers and Richbass subwoofer, and both the wireless smartphone charger and Wi-Fi hotspot make long drives easier for all. If you can't see other vehicles in your blind spots due to poor weather conditions, Lane Change Alert with Side Blind Zone Alert can alert you to this, making lane changes safer, and the Tire Pressure Monitoring System can help you keep tabs on how much air pressure is inside each tire while on road trips. Durable outside, comfortable inside, and with impressive versatility and muscular performance, the 2024 Silverado 2500 is here, and it's ready for both work and play. Come see this versatile truck up close and schedule your test drive by contacting us today at Blue Ribbon Chevrolet.
